Everyone Has A Debt That Needs To Be Paid

We incur a legal debt to God when we sin because sin is breaking the Law of God (1 John 3:4). Note that it is the LAW that we break–laws like the 10 Commandments (Exodus 20:1-17 ). Laws have punishments. Laws are legal requirements and boundaries. Therefore, we sin by breaking God’s law when we lie, steal, etc. When we sin, we incur a legal debt to God, and we deserve to be punished. But Jesus, who was God in flesh ( John 1:1, 14), took our sins upon Himself and bore them in His body on the cross (1 Peter 2:24). Since the wages of sin is death (Romans 6:23), and Jesus died on the cross and paid our penalty, then that is how He paid for our sins. https://carm.org/about-jesus/did-jesus-pay-for-our-sins/